Living from pay check to pay check isn’t really an advisable way of life. It’s definitely difficult to improve the quality of life if you have nothing to spend by the end of the month. You also miss opportunities to invest in income-generating opportunities. To address this issue, here are three ways to make sure you have something to spend by the end of the month.
Creating a budget always helps to improve your spending habits. It also makes sure all your primary needs for daily spending are addressed. Living expenses often change in value depending on the country’s economic performance and wage average. This will help you see where to cut costs in your life.
Now that you could save money cutting off some unnecessary or redundant items in your budget, take a look at your spending habits. Buying items that would yield no profit in the future is a bad spending habit. A good rule to follow would be to only buy items that are worth their price, or to buy items that gain value in the next few years.
To make sure you have enough doesn’t mean you have to save all your money in a savings account. You have to make sure your money grows so that you receive enough passive income. Don’t settle for putting your money in your sock. If the economy shifts to further inflation, your money will become useless. Diversify and invest your money in items that would yield you better returns.
A good travel is a mix of seeing a location’s luxurious destinations and seeing the reality of the location rather than just the brochure’s depiction. True travellers know that a destination is more than just a good nightlife; its culture, history and society also play a role in making a travel very enjoyable and life-enriching. Here, I enumerate what I learned to become a good traveller.
Most vacation packages give you a done deal of a few days that covers all the prime tourist destinations in a certain location. However, “slow” travelling helps you travel to fewer places and spend more time in each. This allowed me to see a destination in its purest form – commuting and riding trains and buses help you gain an insight about the daily functions of your location, for one.
Understanding Cultural Damage
Cultural damage is about earning influence with the locals by means of dependence. Handing out souvenirs, sweets or clothing in exchange for a tour is beneficial, but it creates a culture of dependence for these tribes. The next tourists to visit their territory may be required to make such concessions before they could earn a tour and cultural development could stem from this dependence.
Supporting the Real Economy
Any tourist who wants to ensure the location stays intact should buy crafts made with quality and not the more affordable ones. I agree, travels are quite expensive, but this is your only chance to actually contribute to the destination. It might take a while for you to return to your destination, which is why this counts.
Travelling is fun if you don’t have to worry about the smaller problems. Lugging around a large bag puts you in danger of being stolen your possessions, but cramming them with a smaller bag could spoil some of your things. Here are three things that could make your travel life easier and deal with smaller problems instantly.
Public networks put your login and identity at risk. Make sure to put your browser into incognito or private browsing before you put in some of your credentials when booking a flight, a hotel or for any online transaction.
Have your change ready for public transportation. Most establishments would not mind breaking up your large bills to help you commute easier. Store your change where one hand could access the money instantly
Keep your small things, especially valuable ones, stored in small plastic bags or any containers that would not bulk up your bags. Attach to them a small tape labelling their contents to save your time shuffling your bag while you are on the go.
- Fine Print
Discount coupons have terms and conditions. Be sure to scan through them and store these documents on your smartphone or tablet if you’re bringing one. This would save you much hassle from any arguments with establishment personnel.
Also read the fine print from your travel insurance policy if any. Despite being comprehensive, exclusions may cause trouble for your situation when you finally need the insurance. Bring a digital copy as well.
- Smaller Things
Make use of a small towel to wrap used soap for later use. It should prevent it from melting. Shower caps also help make sure your shoes are clean. A small jewellery tool container is also great for storing gadget wires and chargers to avoid tangling them. Pen springs also help your chargers, earphones and other wires from breaking and bending out of proportion.
Backpacking travellers seem to show off more of their experiences in social media in a less glamorous but down-to-earth way than leisure travellers who have extravagant locations and itineraries. It seems backpacking is the way to see the world because you see it in the eyes of the locals, commuting with them, seeing the sights as you would be a visitor, and without any plans or itineraries, making the non-routine approach to vacations exciting and memorable as it should get.
However, the value of travel depends greatly on the travel success a traveller intends to reap from their experience. Is it feasible to commute or have a rental car? Is it fancy to stay for a week in a fancy hotel rather than stay two weeks in different hostels and apartment hotels?
Once the traveller answers these questions, he or she could find why it is also better to consider leisure travels. If one’s focus is to do something different, but with events not out of their control, leisure travels are very good.
Because itineraries have a set budget, a backpackers’ budget of commuting and using time instead of money to reach their destination might even be higher in some instances. Leisure travels may have expensive hotels, but some of these hotels could be sold with coupon discounts, along with other vacation deals, making it a leisure travel within the budget.
Risks are also highly expensive for backpacking. Without travel assistance and insurance, travellers risk themselves to the health dangers associated with the local food, water and environment. For leisure travellers, all is within the budget, along with health insurance that guarantees a hospital room in any serious health event.
Your flight has been perfect, the hotel is awesome and all that is left is to travel. A luxury vacation should be smooth-sailing and perfect, and having a rental car is better than slugging it out with local transportation. Rental cars can also offer you the following.
A one-country vacation is more convenient with a car than having taxis hitch you from one place to another. It is also easier to move around and meet your schedules from your itinerary with a rental car.
2. Items and Equipment
Shopping in a foreign mall can be an exhilarating experience, but carrying too many things around can be disappointing. Camping trips can only be possible if you can travel with a vehicle to carry your equipment in a vacation location. Rental cars are definitely a yes in this situation.
3. Your Family
Traveling with more people, such as your family or a group of friends, could be difficult if you are taking local commuting routes. Having a vehicle saves you time and allows you to enjoy the vacation completely with less hassles.
4. Driving Preference
Most local commuting routes have vehicles that follow a single traffic route for easier traffic management. With a private vehicle, you could travel in any route from your map or on-board GPS, which can make things easier.
Flights may be exciting for the first-timer, but something routine for businessmen and other executives. But sometimes, both forget these vital tips that can take off a great amount of hassle when having a local or international flight.
1. Direct Flights and Non-Stop Flights
Non-stop flights do not stop for anything; it is a one-way trip to your destination with flights spanning a great amount of time. Direct flights will need to stop over other airports before they get you to your destination. These flights may be scheduled, but they do not ensure the schedule could be followed.
2. Foreign Documents
When you go for an international flight, you need to check if your visa will allow you to enter the country. A traveller’s passport is an effective travel document, but some countries require that it has more than two pages for stamping. You could get stuck inside the airport of you could not fulfil the requirements on foreign documents.
3. Exact Details
The most important part of travelling is that all your identification match together. Your real name must appear in your ticket and on your identification. Be sure that all the documents you carry have the same exact details, including your home address, telephone number, signature, etc.
Going from Europe to Southeast Asia will leave a mark on your sleeping cycle. You will want to remain awake especially if you only going on a day trip to your work. Dealing with jetlag is a great head-pain, but if you travel consistently, you will need to cope with it effectively.
1. Natural Sleeping Pills
Normally, with a long flight, you could induce sleep inside the plane. This is most effective when you are landing when it is morning in the country. Only use natural sleeping pills that have been tested and proven to have no dangerous side effects.
2. Stressing Yourself Out
If you do not want pills, you could choose to work yourself until you get tired and stressed. You may be irritable, but you will fall asleep as soon as you get yourself on the plane seat and wake up on the other side of the world.
3. Change your Sleep Cycle
If you had taken more time off from work, or you have a few days off before your flight, you could change your sleep cycle for one or two days to adapt to the time zone of the country you are landing in.
4. Avoid Alcohol
Fatty food, heavy dinners, and alcohol will make you sleepy, but they will not assure that you have a good sleep while you are in flight. Always stay hydrated, or else you will feel the pangs of jetlag thereafter.
If you are flying for the first time, you would want to have the best seats in the house, or rather, in the airplane. Today’s air travellers have the internet to help them find the best airlines. However, proper research takes more than just a random search through Google or other search engines.
1. Air Travel Websites
Websites, such as SeatGuru.com, help you see the ratings of passengers regarding their experience working with the airline. Ratings are very helpful, and you can read their comments regarding the security, baggage handling, stewards and other details you can find useful to make your flight feel comfortable.
2. Read Up on Vehicles
With the risk of aircraft accidents, reading up on air vehicles and aircrafts can be crucial to calm your nerves. First-time fliers will always have these jitters, but reading up on the specifications and safety of the vehicles will help them know what to do in case of emergencies. It would also help them know that aircrafts are virtually impregnable as they are made with modern methods to the highest quality.
Only carry things you really need for your flight. If you are headed for a summer destination, wearing lighter clothes is always very important. You will not need to bring a big luggage bag with you as you travel.
Airport security is essential. As it increases, so does your safety, but it means strenuous time in airport baggage and personal inspection, and the confiscation of several items not allowed on the airplanes. To improve your time faster in the airport, do the following.
Slip Ons, Small Bags and Friendly Bags
There are security-friendly laptop bag cases that help you speed through security. This ensures your equipment can be inspected without much hassle. You could also wear slip-on shoes, which are easier to take off upon personal inspection Sundries bags are also convenient because you do not have to open and close them.
Online Check In
You could check yourself in online if you’re only carrying hand-baggage. This saves you lots of time because you may not be reissued another boarding pass and you could just pass through the entire security in a breeze.
Taking a cab is more expensive but parking your car can take up 50% of your time inside an airport. Some airports post about parking lot statuses in their websites. You could check these in advance to help you find a perfect spot or if you need an off-airport lot.
As you enter the airport, be sure you have all your credentials in a neat folder or envelope, which will help you provide all the needed information without taking much time.
I had a friend who worked in heavy industry. He was assigned in construction, specifically operating specialized forklifts because of the special nature of the supplies they need for their projects. At one point, he had to manual-handle some of the supplies to the above floors of their projects.
At one point, the repetition of this job had cost him his arms. His right shoulder was permanently dislocated. Fortunately for him, the insurance covered his medical bills and lost income for at least two years. But then, I felt that it was unfair because what will happen to him after the insurance payments run out?
My friend has no retirement plan yet, but he has a permanent impairment that caused loss of consortium. I think the company must be responsible for him in such a case because technically, it was not part of his job description to carry some of the objects manually.
I consulted a no win no fee claim expert regarding his predicament. Analyzing my friend’s current situation, it was clear in his contract that he was only to provide mechanical service and not manual and physical work. The expert said that the injury compensation claim could be pushed.
After three months of refusal and contesting, it was ruled that my friend receive loss of consortium compensation from the company because of overstepped responsibility.